Good health starts with a home loan check-up.

A quick Home Loan Health Check could reveal lower repayments, a better interest rate, or finance that's better suited to your life today.

Expert Loan Checks
Real Savings

Mortgage Medics links homeowners with experienced local brokers who are specialists in loan reviews and refinancing.

Whether it’s your interest rate, loan structure or repayments, your Mortgage Medic will diagnose any hidden issues, help you understand if it’s time to update your home loan and take care of the heavy lifting.

There’s no pressure, no pushy sales tactics and no cost to you.

When was the last time you reviewed your Home Loan?

Even if your loan was competitive when you signed it, there’s a good chance better options are now available.

Mortgage Medics can help you check if your rate still stacks up, compare new loan options from multiple lenders and explore refinance strategies to reduce your payments.

Getting a check-up now could lead to real savings down the track — or peace of mind knowing you’re still on the right path.

Mortgage Medics

vs comparison sites

Unlike comparison sites, which typically show a snapshot of loan rates and redirect you to lenders, Mortgage Medics connects you directly with a qualified broker who is working for you, not your lender. That means you get tailored advice based on your actual loan, your goals and your financial situation, not just a list of headline rates.

With Mortgage Medics, you’ll speak to a real person who can review your full loan structure, repayment terms, equity position and more, so you know your loan is the right fit for you.

Our simple platform is a more human, more helpful alternative to self-serve comparison tools — and it won’t cost you a cent to get started.

What we do

Mortgage Medics brings together some of the best brokers in the country, giving you a direct channel to review their experience and request their services.

No matter who you connect with,
Mortgage Medics Home Loan Health Checks are

FREE!

Once you have an answer, you are under no obligation to continue.

How it works: To get started, search our directory to find a broker near you. Then answer a short list of questions relating to the current status of your loan (you won’t even have to hand over your phone number).

You’ll get a preliminary report explaining how you could refinance or restructure your loan to SAVE.

Here are the questions we will ask in the discovery process

1  -   -  First name + suburb/town? (That is all we need to know for now)
2  -   -  Email address? (How we will get back to you)
3  -   -  What is your current rate?
4  -   -  What is your mortgage balance?
5  -   -  Which company is your current loan with?
6  -   -  How long is your remaining loan term?
7  -   -  What is your employment status?
8  -   -  What is the combined annual household income before tax?
9  -   -  Do you have any credit cards?
10  -   How many financial dependants?
11  -   Are you living in the property or is it an investment?
12  -   What is your main goal?
13  -   Do you have an idea on what your home may be worth?
14  -   Are there any financial conditions affecting your loan's health?
15  -   Are there any upcoming life events that could affect your loan's wellbeing?
16  -   When was your last home loan check-up?
1

First name + suburb/town? (That is all we need to know for now)

2

Email address? (How we will get back to you)

3

What is your current rate?

4

What is your mortgage balance?

5

Which company is your current loan with?

6

How long is your remaining loan term?

7

What is your employment status?

8

What is the combined annual household income before tax?

9

Do you have any credit cards?

10

How many financial dependants?

11

Are you living in the property or is it an investment?

12

What is your main goal?

13

Do you have an idea on what your home may be worth?

14

Are there any financial conditions affecting your loan’s health?

15

Are there any upcoming life events that could affect your loan’s wellbeing?

16

When was your last home loan check-up?

Mortgage Medics Wordmark Logo Light
5 Reasons

to do a regular Home Loan Health Check

Loyalty doesn’t pay! A new lender could offer a more competitive rate.
Rates have changed, but your bank may not have passed on the savings.
Your current circumstances may mean you qualify for a cheaper deal on your mortgage.
Refinancing may help you consolidate loans and free up some extra cash.
You may have enough equity to start building your investment property portfolio.

Find Your Mortgage Medic

Geoff White
Newcastle Finance Advisory
Amanda Harris
Harris Financial Services
Alissa Johnson
Central Coast Tailored Finance
Adam Min
MM Financial