Service Region: Central Coast
Proudly servicing homeowners across the entire Central Coast region, from the Hawkesbury River to Lake Macquarie, providing expert home loan health checks and trusted mortgage advice wherever you call home.
My Reviews

Kirsten Willits

Dip.FMB | Dip.Bus
Australian Credit License: 486112
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Hi, I’m Kirsten — proud mum of two, passionate soccer player, and community advocate. I love helping people succeed, whether it’s through building wealth, securing property investments, or navigating complex business finance.

After years in the corporate world, I learned how to simplify complex financial and business scenarios. That experience, combined with real-life insights as a mum, investor, and business owner, lets me guide clients with clarity, confidence, and practical strategies.

As the founder of Redi.Lend, I specialise in helping clients:

 

  • Property finance: First homes, investment properties, refinancing, low-doc loans
  • Business finance: Equipment loans, commercial property finance, working capital solutions, and cash flow optimisation
  • Strategic borrowing: Maximising borrowing power while protecting personal and business assets

 

I’m driven by empowering people to succeed. Every client is unique, so I take pride in creating strategies that actually work for their life and goals — whether that’s securing their first property, unlocking equity, or finding smarter ways to fund their business growth. Recent clients have achieved major milestones, from expanding their commercial operations to securing their dream home — and those wins are exactly what I love to see.

When I’m not helping clients, you’ll find me on the soccer field, bushwalking, at the beach, or volunteering in the community. Giving back and seeing others thrive is a huge part of who I am — and it carries through everything I do at Redi.Lend.

Let’s connect and talk about how we can make your financial goals happen. Whether it’s self-employed lending, business expansion, property investment, or smarter personal finance, I’m here to guide you with expert insight and real results.

Helping you make smart financial choices!

Service Region: Central Coast
Proudly servicing homeowners across the entire Central Coast region, from the Hawkesbury River to Lake Macquarie, providing expert home loan health checks and trusted mortgage advice wherever you call home.

Here are the questions we will ask in the discovery process

1  -   -  First name + suburb/town? (That is all we need to know for now)
2  -   -  Email address? (How we will get back to you)
3  -   -  What is your current rate?
4  -   -  What is your mortgage balance?
5  -   -  Which company is your current loan with?
6  -   -  How long is your remaining loan term?
7  -   -  What is your employment status?
8  -   -  What is the combined annual household income before tax?
9  -   -  Do you have any credit cards?
10  -   How many financial dependants?
11  -   Are you living in the property or is it an investment?
12  -   What is your main goal?
13  -   Do you have an idea on what your home may be worth?
14  -   Are there any financial conditions affecting your loan's health?
15  -   Are there any upcoming life events that could affect your loan's wellbeing?
16  -   When was your last home loan check-up?
1

First name + suburb/town? (That is all we need to know for now)

2

Email address? (How we will get back to you)

3

What is your current rate?

4

What is your mortgage balance?

5

Which company is your current loan with?

6

How long is your remaining loan term?

7

What is your employment status?

8

What is the combined annual household income before tax?

9

Do you have any credit cards?

10

How many financial dependants?

11

Are you living in the property or is it an investment?

12

What is your main goal?

13

Do you have an idea on what your home may be worth?

14

Are there any financial conditions affecting your loan’s health?

15

Are there any upcoming life events that could affect your loan’s wellbeing?

16

When was your last home loan check-up?

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